Renovating or having an equipped kitchen installed in a home can be a significant financial investment for a household. A consumer credit helps finance this essential purchase for a fulfilling family life when you sit down!
The kitchen, the heart of the house
Very important element in a house, the kitchen has evolved a lot over the years. From useful room just for making meals, it has become a friendly space welcoming family and friends. In addition, the kitchen is no longer hidden! Most of the time integrated into the show, it is displayed as an essential element of decoration. When you want to share good times with your loved ones, this is the strategic place and, according to the studies, the room where you spend the most time in the house!
The criteria for choosing a kitchen
The choice of a fitted kitchen depends above all on the place at home for its cuisine:
- if the floor space is reduced, think about optimizing each square centimeter of wall, that is to say think of elements in height, angle… Why not a retractable worktop for example?
- if, on the contrary, one has a room of good size, to be coupled in particular with the living room, one will be able to choose to a vast plan of work which will also act as table to eat. The kitchen, can afford to be more airy or can accommodate other items such as a wine cellar for example.
The space also dictates the color of the kitchen:
- a dark color makes a room smaller;
- a clear enlarges the room.
Appliances side, you have to think practical. No need for a 300-liter refrigerator or a 12-seat washing machine if the family has only three people. Finally, in terms of furniture, all tastes are allowed, since all styles exist, from rustic to contemporary. The important thing is that these furniture are easy to live and therefore clean. It is better to avoid shiny materials that scratch at the first blow of sponge, and to favor materials of great longevity like solid wood.
Kitchen: renovate it, buy it as a kit or custom
Often, the budget decides what can be done with a kitchen. As TV shows show, with elbow grease, you can change your kitchen at a lower cost: you still have to be a do-it-yourselfer! Otherwise, it will cost at least 2,000 euros for a well-equipped kitchen.
Then, the price varies enormously according to the materials, the number of furniture, the arrangement, and can easily reach 10 000 euros if one also counts the floors and the walls and that one resorts to a professional. And finally a lot more if you want a custom kitchen. For an owner, this investment is not lost, however, because when you want to sell your home, a beautiful kitchen in good condition will be a real plus.
How to finance his cooking?
It is not the purchase of an apartment or a house, nor the purchase of a car, but the purchase of a kitchen requires a budget that can exceed its savings. Therefore, rather than depriving oneself for a long month, there is the solution of credit works to finance the purchase of a kitchen. You can take out a consumer loan with your bank, in retail chains or in stores, as well as with specialized loan organizations. Online credit platform, Creditstair offers the most competitive rates thanks to the principle of the loan between individuals.
The credit allocated to the purchase of a kitchen
An assigned credit, loan that is subscribed for a specific purchase, is suitable for the purchase or even the installation of a kitchen. Most often, it is contracted at the point of sale. When a kitchen or a furniture store is called in, it offers a loan agreement with a partner organization. But the buyer is under no obligation to take it and can perfectly address to another credit institution if it offers more advantageous loan formulas.
This is particularly the case of credit platforms between individuals that may be more interesting for your loan work. For an assigned credit, the withdrawal period, which is normally 14 days, may be reduced if the buyer requests delivery of the kitchen without delay or immediate start of work. This period can not be less than 3 days.