Depending on how you use your first credit card, it can give you satisfaction or disenchantment. Improper use of it can stain your credit history for several years, closing the door to other credits. Therefore, before starting to use your first card, we recommend reading this article. When a financial institution gives you a credit […]
One question concerns all those people who for the first time come up with the idea of taking out a loan but have no other relevant expertise. It reads: where is the difference between the fixed borrowing rate and the APR? Why is the latter always higher or at most the same height? The […]
Brokers are positioning themselves as a source of flagship financing, particularly among young people. Borrowers are increasingly soliciting these professionals rather than going directly to a banking institution. Young people plebiscite intermediaries Brokers have taken a fundamental place in the highly competitive environment of finance. These experts in intermediation are genuine substitutes for banking institutions. […]
Every winter, many individuals make the same observation: their homes are difficult to heat and gas and electricity bills are constantly rising. Hundreds of thousands of homes in France need energy renovation works, but these changes are expensive. It exists in aid as well as credit works to finance the energy renovation of its housing. […]
The year 2015 closed with a positive balance in the mortgage market and after a few days of having welcomed 2016, banks are expected to release the second phase of the so-called mortgage war. In this scenario, entities are clear that they cannot offer the same conditions they imposed only a couple of years ago. […]
Get funds quickly to realize a project without having to explain it… This is the promise of credit without justification. This type of loan allows the borrower to use the capital requested as he sees fit, with the assurance that his privacy is fully respected. Creditstair tells you everything about personal loan. Credit without […]
When spouses decide to initiate divorce proceedings by mutual consent and they have one or more credits in common, it is necessary that they decide the fate of outstanding before entering the court. Credit consolidation can be an option. Divorce by mutual consent: what is it? Known for its speed and reduced fees compared to […]
Financial institutions offer you different instruments that allow you to place your saved money in a safe place. The best known of these instruments is the savings account, which enjoys wide acceptance among savers. In this article we tell you what a savings account is and what its main benefits are. What is a savings […]
Renovating or having an equipped kitchen installed in a home can be a significant financial investment for a household. A consumer credit helps finance this essential purchase for a fulfilling family life when you sit down! The kitchen, the heart of the house Very important element in a house, the kitchen has evolved a […]
A home loan is necessarily accompanied by the subscription of borrower insurance. This cover ensures the lending institution to recover the outstanding capital in case of default of the borrower. The death guarantee is part of the mandatory guarantees. Loan Insurance: What are the mandatory guarantees? The borrower insurance must include several compulsory guarantees: the […]